Coverage for people the group market forgot.
If nobody hands you a benefits packet in January, you're in the right place. Find your situation below.
- Pre-existing conditions covered
- Enroll any day of the year
- One licensed advisor, no pressure
- No cost to talk it through
Step 1 of 5
Let's find your coverage
Start with your state.
Plans from nationally recognized carriers
Carriers include UnitedHealthcare, Aetna, Cigna, Blue Cross Blue Shield, Humana, Anthem, Allstate Health, Oscar.
What a private PPO can do that most plans can't.
Pre-existing conditions covered
An advisor tells you straight which plans will take your health history.
Enroll any day of the year
No six-week window. Coverage can start when you need it to.
Broad nationwide PPO networks
Keep your own doctor in most cases and stay covered across state lines.
Never sold to third parties
Your details go to one licensed advisor — no lead resale, no robocalls.
Self-EmployedNo employer plan, no group rate, and a marketplace premium that reads like rent.View plans
Travel NursesContracts end, states change, and coverage has to follow you.View plans
Small Business OwnersGroup plans priced for fifty people, not for five.View plans
Gig WorkersIncome moves month to month. Your premium shouldn't.View plans
RealtorsCommission-based income, 1099 status, no group plan.View plans
Early RetireesRetired before 65, and Medicare is still years away.View plans
TruckersYou're rarely in the state your plan's network covers.View plans
Contractors & TradesPhysical work, no employer plan, and real injury risk.View plans
ConsultantsBetween engagements is exactly when COBRA bills arrive.View plans
Restaurant & HospitalityHours change, benefits don't arrive, coverage still has to.View plans
EntrepreneursEvery dollar is runway. A $750 premium is a lot of runway.View plans
Part-Time & SeasonalSeasonal work, year-round need for a doctor.View plans
FamiliesFour people, one premium, and a deductible you'll actually hit.View plansThree steps, and you're never locked in.
- 01
Tell us the basics
State, household, pre-existing conditions and timing. About thirty seconds — no SSN, no date of birth.
- 02
A licensed advisor reaches out
One advisor, not six. Real options, real costs and the honest trade-offs, in plain English.
- 03
You decide
Enroll if it fits, or don't. No cost to talk and no obligation at any point.
See what you actually qualify for.
Four questions, one licensed advisor, a straight answer. No cost, no obligation, no pressure.
Secure & private. By submitting you agree to be contacted by one licensed advisor.
Licensed in all 50 states
Your advisor is licensed where you live.
One advisor, no robocalls
Your details go to one person, not a call list.
Never sold to third parties
256-bit SSL encrypted from the first click.
No cost, no obligation
Talking it through is free. You decide.
Step 1 of 5
Let's find your coverage